Why do I need an Investment Advisor? Can’t I do all this myself?

You can but here’s some food for thought. The high cost of investor behavior can sabotage your long-term investment goals. Working with an Advisor can help you think through some painful investment decisions. One example: From 12/31/2009-12/31/2013 investors withdrew more money from U.S. Stock funds than they put in as noted by Russell Investments. Was that great timing? The stock market steadily climbed. To the tune of roughly 16.1%. The value of an Advisor who helps you with annual portfolio rebalancing, additional financial planning services, tax harvesting/investing, as well as additional services can be very beneficial. It can also give you peace of mind which is hard to quantify, particularly during tough economic times.